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Untitled Document ***SPECIAL NOTICE to customers who pay their entire balance in full each month***

After you initiate a balance transfer, the way you pay interest will change. For example, let's say you transfer a balance of $1,000 with this promotional offer. No matter how else this card is used, that $1,000 will have a promotional APR for 12 months. Then during the 12 months you make a $100 purchase with this card, the $100 purchase will incur interest at your regular annual percentage rate (APR) from the date of purchase, unless you pay the entire $1,100 in full by your next payment due date. Member FDIC         arvest.cardmanager.com