Activate to earn 3X Arvest Flex Rewards^TM points on up to $5,000 in eligible back to school purchases made on your Arvest Flex Rewards^TM Personal Credit Card between August 4, 2020 and September 30, 2021. The bonus offer must be activated online by clicking the activation button in your Rewards Account or by calling (800) 356-8085, select "1" for "Consumer Cardholder," select option "7" for "Rewards." Bonus points will only be awarded on eligible purchases from August 4, 2020 or the day the bonus is activated (whichever is the latest) through September 30, 2021. Bonus points will be applied based on transaction date and not the date the transaction posts to your account. Merchants are assigned to a merchant category code (MCC) based upon the merchant's primary line of business. Purchases eligible 3X rewards points are identified using the merchant's MCC code. Purchases made at merchants whose MCC is classified as the following will receive 3X rewards points: Office and School Supplies, Clothing; Books, Periodicals and Newspapers; Wholesale Clubs; Discount Stores; Department Stores; Variety Stores; Miscellaneous General Merchandise; Grocery Stores and Supermarkets; Tailors, Seamstresses Mending and Alterations; Furniture, Home Furnishings, Equipment Stores, Except Appliances; Electronics/Computer Software Stores; Digital Goods Media - Books, Movies, Music; Used Merchandise/Secondhand/Sporting Goods/Cosmetic Stores; Beauty and Barber Shops; Buying and Shopping Services and Clubs; and Computer Maintenance, Repair, and Services. Arvest has no control over how merchants assign MCCs to classify their business; if retailers do not process transactions using MCCs applicable to this bonus offer, you will not earn bonus points on those purchases. Arvest reserves the right to decide which purchases qualify for bonus points. Purchases can be made by the primary cardholder or any additional cardholders on a single Card Account. Eligible purchases do NOT include fees or interest charges, balance transfers, cash advances, convenience check transactions, purchases of traveler's checks, purchases or reloading of prepaid cards or purchases of other cash equivalents. Bonus points will be applied to your account within three billing cycles after your qualifying purchase. To be eligible for the bonus offer, the Card Account must be open and not in default as of the date the bonus points are applied. For complete details, ask an Arvest associate or go to arvest.com/rewards.

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